While heading to the town where his sister, Marci, lives, big-city banker Bill Campbell is robbed by a woman who takes everything he has, including his clothes and a business document worth millions of dollars. Bill eventually reunites with Marci, who is in a tizzy because she thinks their stepfather has been killed. While trying to determine if his sister is right, Bill must also get back his valuable paperwork.

In order to get out of the snobby clique that is destroying her good-girl reputation, an intelligent teen teams up with a dark sociopath in a plot to kill the cool kids.