In small-town Texas, high school football is a religion, 17-year-old schoolboys carry the hopes of an entire community onto the gridiron every Friday night. When star quarterback Lance Harbor suffers an injury, the Coyotes are forced to regroup under the questionable leadership of John Moxon, a second-string quarterback with a slightly irreverent approach to the game.

In Los Angeles, a gang of bank robbers who call themselves The Ex-Presidents commit their crimes while wearing masks of Reagan, Carter, Nixon and Johnson. Believing that the members of the gang could be surfers, the F.B.I. sends young agent Johnny Utah to the beach undercover to mix with the surfers and gather information.

In Los Angeles, California, a gang of bank robbers call themselves The Ex-Presidents. commit their crimes while wearing masks of ex-Presidents Reagan, Carter, Nixon, and Johnson. The F.B.I. believes that the members of the gang could be surfers, and send young Agent Johnny Utah undercover at the beach to mix with the surfers and gather information. Utah meets surfer Bodhi, and gets drawn into the lifestyle of his new friend.

An F.B.I. Agent goes undercover to catch a gang of surfers who may be bank robbers.

A back-up quarterback is chosen to lead a Texas football team to victory after the star quarterback is injured.