Charlie Lang is a simple, kindhearted New York City cop. When he realizes he has no money to tip waitress Yvonne Biasi, Lang offers her half the winnings of his lottery ticket. Amazingly, the ticket happens to be a winner, in the sum of $4 million. True to his word, Lang proceeds to share the prize money with Biasi, which infuriates his greedy wife, Muriel. Not content with the arrangement, Muriel begins scheming to take all the money.

Josh meets a young woman who shortly afterwards collapses and is rushed to hospital in an ambulance. He follows after her only to find that there is no record her being admitted, and he soon learns that her roommate also vanished after being picked up by the same ambulance. Convinced of a conspiracy, Josh proceeds to investigate, despite the discouragement of the police.

Ben and Katie Jordan are a married couple who go through hard times in fifteen years of marriage.

A police officer promises to share his lottery ticket with a waitress in lieu of a tip.