Charlie Lang is a simple, kindhearted New York City cop. When he realizes he has no money to tip waitress Yvonne Biasi, Lang offers her half the winnings of his lottery ticket. Amazingly, the ticket happens to be a winner, in the sum of $4 million. True to his word, Lang proceeds to share the prize money with Biasi, which infuriates his greedy wife, Muriel. Not content with the arrangement, Muriel begins scheming to take all the money.

Vincent and Freda Lopez are a young married Toronto couple who both indulge in the arts, Vince as an artist and Freda as a musician/composer. Their marriage is not as secure as it may seem on the surface as Vince sees Freda's music as purely a hobby, while she sees it as her vocation, despite feeling insecure about it. The two drive to Savannah, Georgia for a vacation, where they meet mother and son Camilla and Harold Cara, a former concert violinist and a B-movie producer respectively. There is an immediate bond between Camilla and Freda because of their music, and because of the unconditional support Camilla provides to Freda concerning her music that Vince will or cannot. Their bond is also despite the obvious exaggerated stories Camilla tells of her life. After Vince and Harold leave to work on a joint project and after Freda and Vince have an argument following about her musical career, Freda asks Camilla to drive back to Toronto with her to attend a concert of Brahms' violin concerto at the Winter Garden Theatre, which would mirror Camilla's own performance of the same piece at the same venue years earlier. Camila accepts. The women's journey is not only filled with adventure (especially after a mishap with Vince's car) but also one of coming to terms with their past and their future. Meanwhile, Vince and Harold come back to Savannah to find the two women gone. As Vince and Harold look for Freda and Camilla, each of the men eventually have to reconcile their own broken relationship with the woman in their respective life.

Romantic drama about an aging playboy who falls for a sweet, but terminally ill, young woman.

A police officer promises to share his lottery ticket with a waitress in lieu of a tip.

An aspiring actress disappointed by her treatment in the movie industry turns to phone sex to make a living.