Osbourne Cox, a Balkan expert, resigned from the CIA because of a drinking problem, so he begins a memoir. His wife wants a divorce and expects her lover, Harry, a philandering State Department marshal, to leave his wife. A CD-ROM falls out of a gym bag at a Georgetown fitness center. Two employees there try to turn it into cash: Linda, who wants money for cosmetic surgery, and Chad, an amiable goof. Information on the disc leads them to Osbourne who rejects their sales pitch; then they visit the Russian embassy. To sweeten the pot, they decide they need more of Osbourne's secrets. Meanwhile, Linda's boss likes her, and Harry's wife leaves for a book tour. All roads lead to Osbourne's house.

When a man and woman flirt with each other at a wedding reception, the sexual tension seems spontaneous. As they break from the party to a hotel room, the flirtation turns into a night filled with passion and remorse.